As trusted partners to the Insurance Industry, we provide economical, risk-based, and sustainable solutions that mitigate losses from environmental and other claims.
KERAMIDA's environmental consulting and engineering services for the insurance industry are provided by our team of experts including:
engineers
geologists
scientists
safety professionals
industrial hygienists
toxicologists
Our highly experienced staff has decades of insurance claims experience including litigation file handling and commercial claims, and includes professionals with the following designations:
CPCU - Chartered Property Casualty Underwriter
AIC - Associate in Claims
Claims & Risk Management Consulting
As a well-proven, full-service environmental, health, and safety consulting firm KERAMIDA has the knowledge and experience to provide expert third-party assistance. KERAMIDA works as a third-party consultant to insurance providers to help leverage their operations with clients by offering high-quality services, operational efficiency, access to diverse talent pools, and reduced costs. KERAMIDA’s experienced consultants provide exceptional results in a timely and efficient manner while always maintaining the necessary third-party privilege.
Auditing and Assessing for Compliance
KERAMIDA will conduct on-site health and safety evaluations of operations that include observations, interviews of employees, and documentation review. Findings are identified in order of severity as either regulatory or best management practices and summarized in a gap analysis report with corrective actions.
Development of Policies, Programs, and Procedures
KERAMIDA will evaluate and revise, as needed, all existing health and safety policies, programs, and procedures. If no documentation exists, a determination will be made on what is required and then developed in accordance with the appropriate OSHA standards.
H&S programs or plans that may be required depending on applicability include:
Emergency Action
Fire Prevention
Energy Control
Permit-Required Confined Space
Respiratory Protection
Hearing Conservation
Bloodborne Pathogen Exposure Control
Hazard Communication
Other recommended programs that can be developed may include but are not limited to: powered industrial vehicles, crane and hoists, personal protective equipment, general electrical safety, walking-working surfaces, and fall protection.
Health & Safety Training
Instructional material will be developed by KERAMIDA on various health and safety topics including the required and recommended programs as well as the following:
Hazardous Waste Operations and Emergency Response (HAZWOPER)
OSHA 10-hour and 30-hour
Department of Transportation (DOT) Hazardous Materials
Our experienced trainers will provide the courses either in an on-site classroom setting or online format depending on the chosen topic. Each course will require a test to be taken for confirmation of comprehension, upon which each participant will receive a certificate of completion.
Establishment of Safety Management Systems
KERAMIDA will develop and implement safety management systems as needed for the affected company in accordance with OSHA and industry best practices to reduce or eliminate risk. Such systems might include behavior-based safety, utilization of hazard controls, and integration of the human factor.
Emergency Response and Crisis Planning
KERAMIDA will first complete an on-site assessment to identify impact areas and associated risks specific to the affected company. Types of risk may include but not be limited to fire, inclement weather, tornados, earthquakes, flooding, bomb threats, power outages, workplace violence and/or active shooter events, and pandemics.
Based on the findings, KERAMIDA will develop a comprehensive Emergency Response and Crisis Plan that provides awareness of the potential risks as well as protocol for preparedness, response measures, and business continuity. Some areas of specific emphasis include evacuation procedures, critical operations, employee accountability, roles and responsibilities, informative resources, and emergency notification systems.
Lastly, KERAMIDA will provide on-site instruction to employees for effective utilization of the Emergency Response and Crisis Plan. This training is generally completed in the form of drills, tabletop exercises, and lectures.
Environmental, Health and Safety Solutions
KERAMIDA provides solutions for other types of health and safety concerns including:
Developing lockout/tagout procedures and posting them on the affected equipment.
Evaluating confined spaces to determine which are permit-required, completing permit space inventories, and posting the required signage.
Performing industrial hygiene services that include personal and area air monitoring, combustible hazardous dust analysis, respirable silica dust analysis, and noise surveys.
Providing regulatory mediation between the client and OSHA because of planned and unplanned visits. This entails everything from the greeting, through the opening meeting, any onsite evaluations, closing meeting, the corrective action process, and any informal or formal conferences.
Our Insurance Industry EHS Support Services
Investigation / Remediation / Vapor Intrusion Services
KERAMIDA was one of the first in the nation to successfully use bioremediation to obtain regulatory closure for chlorinated sites. We continue to conduct cutting-edge research on new technologies for the remediation of chlorinated solvents in soils, groundwater and vapor intrusion.
Vapor Intrusion Remediation, Mitigation & Liability Reduction
Fate and Transport Modeling
Risk Assessment
Learn more about our Investigation & Remediation Services ›
Learn more about our Vapor Intrusion Services ›
Climate Change Consulting Services
Our scientists and engineers provide scientific and accredited assessment of greenhouse gases (GHG) and impacts on climate change.
Strategy & Adaptation Planning
Vulnerability & Risk Review
Disaster Risk Management Strategies
Learn more about our GHG & Climate Change Services ›
Natural Disaster Relief Services
KERAMIDA's professionals have expertise assisting clients before, during, and after environmental disasters such as hurricanes, earthquakes, and floods, providing:
Preparedness Planning
Recovery & Restoration
Mitigation Strategies
Mold, Asbestos, Lead Characterization / Abatement Management Oversight
Chemical Removal and Residual Cleanup
Learn more about our Emergency Response Planning Services ›
Learn more about our Asbestos, Lead, and Mold Services ›
Claims Management
Independent 3rd Party Review of Claims Management
Reserve Projections and Management
Settlement Determination, Negotiation and Execution
Claims Valuation and Risk Quantification
Health and Safety Consulting
Learn more about our Health and Safety Services ›
Sustainability Services
Learn more about our Sustainability & ESG Services ›
Expert Witness & Litigation Support
Learn more about our Expert Witness Testimony Services ›
Related Presentations:
Our insurance industry expertise was featured at the AIRROC/EECMA Climate Change Symposium, with Dr. Albert Chung's talk "Climate Change Drivers and Impacts on Environment".
Related Projects:
Following the aftermath of Hurricane Laura, KERAMIDA immediately assisted Simon Property Group in the storm relief efforts at Prien Lake Mall in Lake Charles, Louisiana. Services include: Building Damage Assessment & Assess Extent of Water Damage; Immediate Environmental Assessment; Visual Mold Assessment; Asbestos Inspection of Impacted Materials
Related Services:
KERAMIDA is a trusted provider of testing and remediation management services for asbestos, mold, and lead. Our team has extensive experience with mold inspections, mold testing and removal management, indoor air quality sampling and monitoring, asbestos inspections and removal oversight, lead testing and abatement.
KERAMIDA offers a wide variety of Greenhouse Gas (GHG) services to clients worldwide, including multi-facility industrial clients, industrial associations, law firms, and state organizations. Our experienced team of GHG experts provide carbon footprint evaluations, GHG inventories, GHG monitoring plans, and training.
KERAMIDA provides crisis management consulting and emergency response planning and training to ensure companies have the resources necessary to successfully handle worst case scenarios. We have developed emergency response plans for power plants, manufacturing facilities, distribution centers, and utilities, worldwide.
KERAMIDA's environmental engineering and remediation services are led by an experienced team of professionals with a wide range of expertise from Superfund Site cleanup to ERD remediation for TCE & PCE impacted sites. Our groundwater and soil remediation solutions for contaminated sites are creative and cost-effective.
KERAMIDA offers comprehensive vapor intrusion services from initial assessment through mitigation design and installation for both commercial and residential buildings. Our vapor intrusion professionals are experts in VI testing, mitigation, and sub-slab vapor remediation in all types of buildings and foundations.
